Virutcham Wealth

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Mutual Funds

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Welcome to Virutcham Wealth

Get benefited from the online / paperless services offered by us

Schedule a Meeting

Easily schedule an online meeting with our Investment experts

Portfolio Login

Check Your Investment, Scheme wise comprehensive report, Asset Allocation & much more.

Invest Online

Now invest 24*7 in the mutual fund schemes of your choice without any hassles.

Save and Grow

Goal Based Investments

Achieve your life goals like Children’s Higher Education, your Daughter’s Wedding, a lavish World Tour or Owning an new House/ car with Virutcham Wealth.

Insure Yourself

Insurance Services

Insurance is a practical option for every person who would like to live a risk-free life. Risk is associated with everything and so, it is important to secure all the things that we own including life.

Small Savings

Fixed Income

A secure investment option with Virutcham Wealth. Invest one time lump sum amount and earn fixed income every quarter.

Investment is meant for all

Invest Now Or Request Callback

What Our Clients Say

Dr. Mrs. JULIET

My experience with team VIRUTCHAM WEALTH has been fabulous. Mrs. Kumaravel Vanitha and his support team are exemplarily polished, proficient, courteous, accessible and patient. I would love to continue working with team VIRUTCHAM WEALTH and have started recommending them in my contact sphere.

Prof. R Thiruvengadam

VIRUTCHAM WEALTH is a Financial Consultant par excellence. They understand your needs and tailors the investment portfolio to suit the same. There unbiased guidance towards our wealth creation journey is commendable.

Er. E C J JEYARAJ

We thank you for the work you have done for us over the past years. The expertise & attention with which you have handled our financial affairs could not be faulted. Your advice on financial planning has saved us significant amount of money. May you prosper along with your clients.

Frequently Asked Questions

What is the Net Asset Value (NAV)?

The net asset value (NAV) is the market value of the fund’s underlying securities. It is calculated at the end of the trading day. Any open-end fund buy or sell order received on that day is traded based on the net asset value calculated at the end of the day. The NAV per units is such Net Asset Value divided by the number of outstanding units.

What is a Mutual Fund?

A mutual fund is a trust. It pools money from like-minded shareholders and invests in diversified portfolio of securities, through various schemes that address different needs of investors. The pool of money thus collected is then invested by the Asset Management Company (AMC) in different types of securities. These could include shares, debentures, convertibles, bonds, money market instruments or other securities, based on the investment objective of a particular scheme. Such objective is clearly laid down in the offer document for that scheme. The fund adds value to the investment in two ways: income earned and any capital appreciation realised through sale. This is shared by unit holders in proportion to the number of units they own.

What is the difference between an open ended and close ended scheme?

Open ended funds can issue and redeem units any time during the life of the scheme. Close ended funds cannot issue new units except through a bonus or rights issue. Hence, unit capital of open ended funds can fluctuate daily. Further, new investors to an open ended fund can join the scheme by directly applying to the mutual fund at applicable Net Asset Value-related prices. In the case of close ended schemes, new investors can buy units only from the secondary market.

What are Dividends?

A mutual fund may receive dividend or interest income from the securities it owns; it is required to pay out this income to its investors. Most open-end funds offer an option to purchase additional shares with the dividends. Dividends are often made monthly or quarterly, though many funds make distributions only yearly.

Do mutual funds assure returns?

Some mutual funds have floated “assured” return schemes that guarantee a certain annual return. At present, there are very few funds who assure returns as they have realized that it is not possible to assure returns in a volatile market.

As mutual fund schemes invest only in stock markets, are they suitable for small investors?

Mutual funds are meant for small investors. The prime reason is that successful investments in stock markets require careful analysis which is not possible for a small investor. Mutual funds are usually equipped to carry out thorough analysis and can provide superior returns.

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